UniCredit Bulbank gives 108 prizes to all its clients who have performed payment with the V PAY debit card from 8 June until 31 December 2009. Every month the V PAY cardholders will have the opportunity to win a three-day trip for two to Barcelona, Paris or Rome. Every week – a new Canon video camera, Garmin GPS or an elegant suitcase.

The only condition for participation in the lottery is to have a V PAY debit card issued by UniCredit Bulbank and to have performed a payment with V PAY in any trade center or via Internet. The clients with a V PAY card will be automatically included to participate in the lottery draws for every week, during which they have made at least one payment.

All current V PAY cardholders as well as all the new clients to the service can participate in the lottery. V PAY is issued free of charge in the branches UniCredit Bulbank. The cardholders do not owe an annual servicing fee or a fee for payment in trade centers, or on the internet with the card.

The prizes for all payments, performed during a certain week, will be drawn in the week following it and in the presence of a notary public.

The V PAY debit card, introduced on the Bulgarian market by UniCredit Bulbank and Visa Europe, is the first card in the country, which has the financial data of the cardholder recorded only on the chip. This makes V PAY the most secure debit card that has ever been issued in Bulgaria. V PAY offers uncompromising security not only upon withdrawals from an ATM and payments in trade centers, but also upon transactions on the Internet- through the Verified by Visa system. V PAY can be issued in three currencies- BGN, EUR and USD, and with it one can withdraw money in cash or perform payments within Europe. This means that the V PAY cardholders have at their disposal an easy and convenient way for transactions on 295 thousand ATMs in 5.8 mln. trade centers.

More than a year ago, UniCredit Bulbank abolished the fees for withdrawals from ATM with debit cards of the bank on 15 thousand ATMs of UniCredit Group in 16 European countries.

V Pay is issued for a term of five years, without an issuance fee and without a monthly fee for servicing. The interest rate, which the cardholders will get on the amount accumulated on their card account, is 1% in BGN.

Detailed information on V PAY is available at www.unicreditbulbank.bg and in the 260 branches and offices of the bank throughout the country.

General terms and conditions: UniCredit Bulbank employees are not entitled to participate in the lottery. The prices will be drawn in the presence of a notary public. The prices cannot be exchanged for their cash equivalents. The winners will be personally notified and their names will be published on www.unicreditbulbank.bg with their consent. The lottery results can be checked on tel. 0700 1 84 84.

Contacts:

UniCredit Bulbank, Public Relations and Corporate Communications

Victoria Blazhevi, tel.: 0894/570 159, wjlj/ebwjepwbAvojdsfejuhspvq/ch

Ekaterina Ancheva: Tel: 0894/518 193, Flbufsjob/bodifwbAvojdsfejuhspvq/ch