Dear customers,

From 22 April 2012, UniCredit Bulbank extends the functionalities for banking for debit card holders – individuals.

Thanks to the new functionality of your debit cards, your available balance will be updated in real time and you will now be able without having to open an additional account:

• To use immediately the amount received on the account –through the debit card on ATMs and POS terminals in the country and abroad, or at a teller desk in a bank branch;

• To receive and order on-account transfers from the country and from abroad, both in an office of the bank, or via Bulbank Online/Bulbank Mobile;

• To pay your due amounts under loans and credit cards, leasing, utility services etc.

This change transforms your debit card into a multifunctional account combining the advantages of a card and a current account, providing greater flexibility and convenience of the banking operations.

For the provided additional functionality, UniCredit Bulbank introduces fees for monthly maintenance varying between BGN 0 and BGN 1.50, included in the Tariff of the bank for individuals. For additional information you can contact your personal banker, visit the nearest bank branch, or contact our Call Center 0700 1 84 84.

Until 25 May 2012 all customers may use the new functionality without paying a monthly fee.

Dear customers of UniCredit Bulbank,

This message is sent to you also through the other established bank’s channels of communication with customers.

In case you have not received the message through a call by one of our bank staff, by e-mail or with a bank statement, please update your contact details with us by visiting your servicing bank branch. Thank you for helping us keep you promptly informed!