Dear customers,

According to Regulation (EU) 2015/751 of the European Parliament and of the Council of 29 April 2015 on interchange fees for card-based payment transactions, UniCredit Bulbank AD, in its capacity as provider of payment services in the European Union (EU) and the European Economic Area (EEA), informs you of changes in the interchange fee for every payment transactions with a consumer card (with the exception of the transactions specified in Art. 1 of the Regulation), where both the payer's payment service provider and the payee's payment service provider are located in the EU and EEA.

The new Interchange fees – IRF are in accordance with the information published on the website of the International Card Organization (ICO) and are as follows:

1) Effective from January 1, 2015:

§ For Visa cards issued in the European Economic Area

§ For MasterCard cards issued in the European Economic Area

2) Effective from December 9, 2015:

§ For Visa cards issued in Bulgaria

§ For MasterCard cards issued in Bulgaria

Further information for clients:

UniCredit Bulbank, Call Centre

Phone number: 0700 1 84 84