Special promotional interest rates will apply for newly attracted funds in the deposit by 31 July 2012.

UniCredit Bulbank offers a new Deposit On Hand, which gives the opportunity for the customers of the Bank to operate freely with up to 60% of their funds. The new product is created so that the customers can use their savings at any time during the deposit term without this being considered a default on the deposit and without losing any portion of the interest so far accrued.

Deposit On Hand can be opened in three different currencies – in BGN, EUR and USD for a period of 6 months. The minimum opening balance of the deposit is BGN 2,000 or EUR/USD 1,000. Besides, the customer may at any time pay-in or transfer additional funds to the deposit. However, the customer can use freely only 60% of the amount with which the deposit was initially opened. For example if a deposit is opened for the amount of BGN 10,000, the authorized withdrawals are up to BGN 6,000.

One of the biggest advantages of Deposit On Hand is the possibility to make transfers from the deposit account through Bulbank Online, as well as through the mobile banking of the Bank. The customers of UniCredit Bulbank may take advantage of one more opportunity – take a loan and use the deposit funds as collateral. The interest on the deposit itself is payable at the end of the period.

“Deposit On Hand is suitable for every depositor who seeks an attractive interest rate for his savings but also wants to rely on them at any time in case of need. Actually one of the biggest advantages of this deposit, especially for those of our customers who use the contemporary electronic payment channels, is the access to the funds on the account through the Online banking. Moreover, in order for them to have their funds really “on hand”, we give customers the opportunity to operate with them through their mobile phones via the Bulbank Mobile service”, Ms. Ekaterina Kirilova, Head of Marketing and Segments with UniCredit Bulbank, explained.

Until 31 July 2012 for all newly attracted funds on Deposit On Hand special promotional interest rates will apply. Depending on the amount of the deposit the annual interest rates will reach up to 4% for deposits in BGN, up to 3.80% for deposits in EUR and up to 3% for deposits in USD.

In the first quarter of this year the attracted funds from individuals under fixed term deposits at UniCredit Bulbank (without current and savings accounts) increased by 12% to BGN 2.56 billion compared to the same period of 2011. Out of this amount a little more than BGN 519 billion are held on deposit accounts of private clients. On an annual basis the savings of this customer segment in the bank have increased by 18%.

More information for media:

UniCredit Bulbank, Identity & Communications Department

Viktoria Blajeva, Phone: + 359 2 9264 993, wjlj/ebwjepwbAvojdsfejuhspvq/ch

Magdalena Ivanova, Phone: + 359 2 9232 528, nbhebmfob/jwbopwbAvojdsfejuhspvq/ch