• Excellent 2021 results delivered during a year of change, providing a blueprint for our ability to deliver in 2022 and beyond

Exceeded 2021 key financial guidance with underlying net profit of €3.9 billion, total revenues of €18.0 billion and costs of €9.8 billion

Delivered 7.3 per cent RoTE, EPS of €1.58, positive operating leverage of c. 5 p.p. and cost income ratio of 54.6 per cent in FY21

Strong capital and liquidity position, with FY21 stated CET1 ratio at 15.03 per cent, pro-forma CET1 ratio at 14.13 per cent [1] and organic capital generation of €6.52 billion

Meaningful shareholder distribution of c. €3.75 billion, with a proposed cash dividend of c. €1.17 billion and share buyback of c. €2.58 billion

FY21 stated Cost of Risk at 37 basis points, in-line with guidance

Continued strengthening of corporate culture and support to clients' green transition through our Net-Zero commitment, and enhanced Oil & Gas and Coal policies.

You can find more information here.

 

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Additional media information:

Ekaterina Ancheva, tel +359 894 518 193 , flbufsjob/bodifwbAvojdsfejuhspvq/ch

Darina Radoslavova, tel +359 887 505273, Ebsjob/SbeptmbwpwbAVojDsfejuHspvq/CH