The Bank will provide the same percentage of funding for both solid and panel constructions.

UniCredit Bulbank offers spring discounts for its mortgage loans in BGN and EUR. The preferential price offer with interest rate discounts is available to clients whose salaries are paid to accounts with the Bank and/or who use new products at their choice. Each client may use discounts with accumulation reaching up to 1% (or a total of 100 basis points).

The offer concerns mortgage loans with floating interest rates, and the discounts apply to standard mortgage loans, mortgage loans for construction of a single family house, mortgage loans for repair and reconstruction works and mortgage loans for Bulgarian citizens without permanent residence in the country.

If the client chooses an interest schedule with a fixed interest rate for the first 5 years, discounts may also be used for the remaining period of the loan.

The spring promotion of the mortgage loans of UniCredit Bulbank is valid until June 20th, 2012. All clients approved for a mortgage loan by that date will be able to benefit also from the preferential fee for early repayment with own funds, which is 0%. Besides, the Bank will not collect fees for examination of the loan application and for issue of a mortgage certificate.

UniCredit Bulbank will provide the same percentage of funding for both solid and panel constructions. For the standard mortgage loans the percentage of funding is increased to 80% of the market appraisal of properties with panel construction, and for the universal mortgage loans the maximum percentage of funding is changed to 70%. An exception will be made for nine towns in the country - Sofia, Plovdiv, Varna, Burgas, Ruse, Pleven, Stara Zagora, Blagoevgrad and Veliko Tarnovo, in which the funding will cover respectively up to 85 and 75% of the market appraisal of the property.

In the first quarter of this year UniCredit Bulbank has granted mortgage loans amounting to nearly BGN 40 million, and in March alone to slightly over BGN 14 million. For the first three months of this year the average amount of the mortgage loans was about TBGN 69, compared to TBGN 74 for the same period of 2011.

More information for media:

UniCredit Bulbank, Identity & Communications Department

Viktoria Blajeva, Phone: + 359 2 9264 993, wjlj/ebwjepwbAvojdsfejuhspvq/ch

Magdalena Ivanova, Phone: + 359 2 9232 528, nbhebmfob/jwbopwbAvojdsfejuhspvq/ch