For a third year in a row, on the eve of the first day of school the bank's clients can benefit from the consumer loan with a gift, which is a refund of the ninth installment at the end of the school year;

Since June, Micro enterprises in Bulgaria have had better access to financing through the Progress Micro-finance;

Until the end of the year investments in the funds of Pioneer Investments go with a 20% discount;

The use of VISA Classic and VISA Classic Donna credit cards will send five clients of the bank to their dream holiday.

UniCredit Bulbank opens the new business season with a variety of special offers for all its clients. For a third year in a row, on the eve of the first day of school the bank's clients can benefit from a consumer loan in euro with a floating annual interest rate with the motto "Prepare your kids for the new school year, and the graduation gift will come from us!". The new feature of this offer is that UniCredit Bulbank will refund the ninth installment of the loan to all clients who make regular repayments of their debt. Thus parents will have a smooth start of the school year and at their children's graduation will be able to cover other of their costs related to the summer holidays.

"This year the bank celebrates 50 years since its establishment. Confident about the future, the bank continues to work FOR its clients, FOR its employees and FOR local communities. Being committed to the specific needs of our clients and providing top service is a priority of our job“, commented Levon Hampartzoumian, CEO of UniCredit Bulbank.

Since June, micro enterprises in Bulgaria have had better access to finance. This has become possible due to the signing of a guarantee agreement between the European Investment Fund (EIF) and UniCredit Bulbank. The agreement aims to support nearly 270 micro-enterprises in Bulgaria. It will allow UniCredit Bulbank to provide better financing conditions to Bulgarian entrepreneurs, especially to those who face difficulties in accessing loans from traditional banking sources. Loans of up to 25,000 euro are provided under the Progress Micro-finance programme through selected intermediaries, and indirectly to entrepreneurs or individuals. The incentives to entrepreneurs will contribute to the social inclusion in Bulgaria and an overall improvement of the economic environment.

Further to the preferential terms of loans for individuals and small business, UniCredit Bulbank has taken care of granting easier access to investments in mutual funds by means of a 20% discount for purchase of shares in the funds of Pioneer Investments by the end of the year. Bulgarian clients can make their investment in the funds of Pioneer Investments at all branches of UniCredit Bulbank, thus distributing their personal savings into diverse financial instruments. These investments can be made both immediately and in installments of at least 20 US dollars/euro per month.

With the summer holidays now over, the autumn comes with a new opportunity granted by the use of VISA Classic and VISA Classic Donna credit cards, through which five clients of UniCredit Bulbank will go for a dream holiday. The promotional terms for VISA Classic and VISA Classic Donna cards will start on 15 September and will include a 1.35% monthly interest rate and free registration for mobile banking. Furthermore, there will be no annual service fee for the main card and no fee for the insurance policy "Travel and Accident Assistance for Holders of Bank Cards" provided by Generali Insurance for the first year. Clients will have the chance to take the holiday of their dreams by winning one of the five travel agency vouchers - worth 2,000 euro each. The draw will take place in the presence of a notary on 4 December.

More information for clients:

UniCredit Bulbank, Call Centre

Phone: 0700 1 84 84

More information for media:

UniCredit Bulbank, Identity & Communications Department

Viktoria Blajeva, Phone: + 359 2 9264 993, wjlj/ebwjepwbAvojdsfejuhspvq/ch

Ekaterina Ancheva, Phone: + 359 2 9264 963, flbufsjob/bodifwbAvojdsfejuhspvq/ch

Magdalena Ivanova, Phone: + 359 2 9232 528, nbhebmfob/jwbopwbAvojdsfejuhspvq/ch