The lowest interest rates are valid for loans in BGN and customers can avail themselves of them until the end of September.

In the height of summer UniCredit Bulbank offers special terms on mortgage loans with a floating interest rate of 4.5% for the first year. For the remaining period the interest rate is 6.5%. The low interest rates are valid for loans in BGN and customers can avail themselves of them until the end of September.

For mortgage loans there is no fee for examination of the loan application documents or a fee for early repayment with own funds. A fee of 0.95% is charged upon disbursement of the loan and the monthly fee for management is 0.06%. UniCredit Bulbank issues also a free credit certificate for 6 months. This certificate is a convenience for customers because it enables them yet at the time of looking for a home to know what approximate amount they could have as loan funds. The bank provides protection for its customers even at times of temporary loss of income through a “Credit Protection” insurance.

The lowest interest rates are available to customers of the bank who have a credit card and earn a salary above BGN 1500, who also use other products of their own choice such as a Pioneer savings plan, Allianz life insurance or a direct investment in Pioneer funds with a minimum amount of EUR 500. An important requirement is that the salary of the loan applicant and the co-debtor should be transferred on an account with the bank.

For example: A customer who meets the above mentioned requirements and now takes a loan of BGN 50 000 with a repayment term of 20 years, with equal monthly installments, will have an annual percentage rate of 8.16% with interest rate of 4.5% for the first year and 6.5 % for the remaining period.

Customers have a chance for getting various reductions in the interest rate on mortgage loans even if they meet only a few of the specified requirements. The discounts are valid for loans in BGN, while the amount of the interest rate depends on the type of the mortgage loan and on the use of additional products and services by the bank’s customers.

Also in the period until 30 September, during which the special terms on the mortgage loans are valid, UniCredit Bulbank will reimburse up to 100% of the monthly interest payment to a customer who brings a new customer for a mortgage loan.

More information for media:

UniCredit Bulbank, Identity & Communications Department

Viktoria Blajeva, Phone: + 359 2 9264 993, wjlj/ebwjepwbAvojdsfejuhspvq/ch

Magdalena Ivanova, Phone: + 359 2 9232 528, nbhebmfob/jwbopwbAvojdsfejuhspvq/ch