Instant Blink payments
UniCredit Bulbank now offers the possibility to send and receive instant transfers in BGN through the Blink program of the National Card and Payment Scheme (NCPS) , part of BORIKA AD.
Advantages of Blink Instant Payments
- Speed interbank transfers executed within 10 seconds
- Availability around the clock 365 days a year, even on holidays and weekends
- Convenience instant payments made easily and conveniently through the bank's digital channels - mobile and online banking
Key features of Blink instant translations:
If the payment meets the criteria for a Blink instant transfer, it is processed automatically, with no further action by the client.
- Payment channels Bulbank Mobile and Bulbank Online
- Type of transfer credit Blink transfer in BGN
- Type of transfer from/on account to another provider of payment services in Bulgaria*
- Clients individuals and business clients
- Currency BGN
- Limit up to BGN 30 000 through Bulbank Mobile
- Fee the same as that of a standard transfer in BGN, according to the Tariff for fees and commissions of UniCredit Bulbank AD
- How does it work? Blink is a default payment type in Bulbank Online when ordering a new interbank transaction of funds in BGN. In case a transaction cannot be processed instantly, the sender is informed through a notification directly in his online banking and by email. In order to reinitiate the operation, the client should order the transaction again as instant or replace the payment type to Bisera 6
To take advantage of Blink instant payments through your mobile banking, update Bulbank Mobile to the latest version.
*Instant payments in BGN under the Blink Program of the National Card and Payment Scheme, part of BORICA AD, will only be possible between payment service providers who have joined and participate in the program. You can find a list of currently included DPUs here.
**The implementation of instant payments in BGN under the Blink Program is in accordance with the effective Tariff for fees and commissions of UniCredit Bulbank AD, the General Terms and Conditions of "UniCredit Bulbank" AD for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments and the General Terms and Conditions of "UniCredit Bulbank" AD for opening, servicing and closing bank accounts and the "Business Leader" package program for legal entities and sole traders and for providing payment services available on the bank's website.
Blink Instant Payments are not applicable to recurring, direct debits and budget transfers.