What is a digital wallet, how to add a card to it and how to use it?
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What is a digital wallet, how do I add a card to it and how do I use it?
A digital wallet is a functionality that provides a secure, fast and easy way to make contactless payments and withdrawals throughout Bulgaria and abroad. From Bulbank Mobile, a card can be added to 3 Digital Wallets - Apple Pay, Google Pay and UniCredit Bulbank Digital Wallet. Customers have access to one of the options depending on the operating system of their phone.
- Owners of Apple devices can add their MasterCard and Visa cards issued by UniCredit Bulbank to Apple Wallet, which requires the latest version of iOS, watchOS or macOS operating systems.
- Owners of Android devices with factory-installed Google services can add their Mastercard and Visa cards from UniCredit Bulbank to Google Wallet using the integrated button in the Cards menu - Add to GPay.
Watch the video and see how quick and easy it is to add a card to Google Wallet.
- Owners of Huawei Android devices without factory-installed Google services can add their Mastercard and Visa cards from UniCredit Bulbank to Unicredit Bulbank Digital Wallet via the integrated button in the Cards menu - Add to Wallet.
Watch the video and see how you can digitize your cards issued by UniCredit Bulbank and pay quickly and easily directly via your phone.
- Login to your Bulbank Mobile.
- Go to “Cards” menu.
- Press the button “Add to GPay”, which can be found under the card you have chosen to add and follow the instructions.
- In case your card has been added to the Bank’s digital wallet when you press the button “Add to GPay” you will receive information that if you add the card to Google Pay™ it will remove it from the digital wallet and you will no longer be able to add it again, and you will only have the option to add it to Google Pay™.
- Read and accept the General Terms and Conditions for using Google Pay™ and the General Terms and Conditions of UniCredit Bulbank.
- All done! The card is ready to be used for payments with Google Pay™. If you have added a payment card in the Bank’s digital wallet, you will also receive an additional message, which you need to confirm in order to start making payments with Google Pay.
To add a card to a digital wallet in Bulbank Mobile:
- Log into Bulbank Mobile and select the card you wish.
- Check if there is a button “Add to wallet” on the screen and press it.
- Confirm the addition of the card to the digital wallet.
- On the screen, you will see the text “The card has been added to the wallet”. Click on it to make the card a main card for payment, to select a single payment with it or to remove it from the digital wallet.
*The functionality is available only for Huawei devices without factory-installed Google services.
How to add my card to a digital wallet for iOS devices:
- VISA debit and/or credit card, issued by the bank to a private individual or a legal entity.
- Mastercard debit and/or credit card, issued by the bank to a private individual.
The addition of a card to Apple Wallet can be done also in Bulbank Mobile in the following way:
- Log into Bulbank Mobile and select the card you wish.
- Check if there is a button “Add to Apple Wallet” on the screen and press it.
- Automatically, you will be transferred to Apple Wallet where you can complete the process.
No matter if your card is added to Bulbank Mobile Digital Wallet or Google Wallet, the payment is made as follows:
- Unlock your phone with a PIN, pattern or fingerprint. You do not need to log into Bulbank Mobile.
- Place your phone close to the contactless POS terminal.
- Upon successful payment, the POS terminal will beep and print a receipt for the transaction.
Before you make a payment with your mobile device, check if:
- Your bank card is active, digitized and selected as your primary payment method.
- You have set a method to unlock - PIN, pattern, fingerprint or facial recognition.
- The NFC functionality on your mobile phone has been activated.
*In case your Android device has Google services factory-installed, Google Pay should be the default payment application selected from your device settings.
In case you want to pay with the digital wallet of UniCredit Bulbank for Android devices that do not have Google services factory-installed, the Bulbank Mobile application must be selected as the default payment application from your phone settings
Pay with Apple Pay and Touch ID:
- Double-click on the Home button with Touch ID and open Apple Wallet. The card at the top of your Wallet is your payment card by default.
- Hold the top of your iPhone near the contactless POS terminal or reader until you hear the sound signal and see the message “Done” and a checkmark on the phone display.
- The payment is successful after a receipt is printed out.
Pay with Apple Pay and Face ID:
- To use your default card, double-click the side button of your iPhone.
- Then glance at your iPhone to authenticate with Face ID.
- Hold the top of your iPhone near the contactless POS terminal or reader.
- Wait for the sound signal and the message “Done” with a checkmark on the phone display.
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