What type of payments can I perform?

You can make the following types of payments via Bulbank Mobile:

Internal bank transfer

• Transfer of funds between personal accounts
• Transfers between accounts of various beneficiaries in UniCredit Bulbank

Interbank Transfers

• Interbank transfers in BGN – via BISERA and RINGS systems
• Interbank transfer in EUR (SEPA) - euro payments to European Union member states and European Economic Area countries and domestic payments in EUR
• Payment to the state budget
• Payment of utility bills

Instant payments (BLINK) in BGN under the BLINK scheme of the National Card and Payment Scheme, which is part of BORICA AD.

• Speed - interbank transfers executed within 10 seconds
• Availability - around the clock 365 days a year, even on holidays and weekends

Instant payments are:

• Credit BLINK transfer in BGN from/to an account with another payment service provider in Bulgaria part of BLINK scheme.
• Transfer limit up to 30 000 BGN per transfer in Bulbank Mobile.
• For individuals and business clients

* You can find a list of currently included members in the scheme BLINK here.

Daily limits for transfers via Bulbank Mobile

Intrabank and interbank transfers

• The standard daily limit for ordering intrabank and interbank transfers is BGN 30 000, or its equivalent in EUR.
• The total amount of all payments made by a customer in one day may not exceed BGN 30 000, or its equivalent in EUR.

• For transfers of amounts equal to or higher than EUR 15,000 (or its equivalent according to the currency of the account), it is required to provide a declaration on the origin of funds pursuant to Art.66, para. 2 of the Measures Against Money Laundering Act.

• The declaration available in the menu “Payments” in Bulbank Mobile.

Transfers between own accounts

The limit for transfers between own accounts in Bulbank Mobile is removed.

• For transfers between own accounts of amounts equal to or higher than EUR 15,000 (or its equivalent according to the currency of the account), it is required to provide a declaration on the origin of funds pursuant to Art.66, para. 2 of the Measures Against Money Laundering Act.
• The declaration available in the menu “Payments” -> section “Between own accounts” in Bulbank Mobile.