Mastercard Business Credit
- Free access To business lounges in Sofia, Vienna, Istanbul and Skopje airports
- Priority Pass Digital up to 2 free access per year to selected business lounges at 1700 airports in 600 cities in over 145 countries
- Global Data Roaming Free roaming via e-SIM on your mobile phone
- Airport Security Fast Track
- Free of charge insurance "Assistance in travelling and accident"
Mastercard Business Credit
Features and Fees
Credit Card Mastercard Business Credit is a practical solution for small and medium enterprises. The card combines speed and security and is the most suitable product to guide your business in a dynamic direction.
Now credit cards Mastercard Business Credit are offered under promotional conditions!
Take advantage of the card for business customers and increase the capabilities of your company. MasterCard Business Credit provides detailed information on the management of corporate finance, minimizing bureaucratic operations, gives more control and reduces administration costs of each payment.
Credit limit
IconFrom 1000 BGN to 50,000 BGN
Currency
IconBGN, EUR
Time limit for issuing
Icon5 working days for standard
within 48 hours for express
Credit limit validity
Icon2 years
Card validity
Icon4 years
Minimum repayment amount
Icon3% of the approved credit limit.
Grace period
IconUp to 45 days for purchases on POS terminal.
Upon full repayment of the total amount due by the 15th of the month you do not owe interest on funds used for purchases.
Due date
IconFrom 1st to 15th of the month.
Coverage
IconInternational
Additional card
IconWith a possibility
Functionality
IconChip, magnetic stripe and contactless functionality.
Card digitalization
IconIn Apple Wallet, Google Wallet and Digital Wallet for Huawei
Liabilities repayment
IconNo need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.
- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM - with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service center
IconIn emergency situations or when you need to check your card balance
Statements and notifications
Icon- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online payment tool.
|
Parameters |
Value |
|
|---|---|---|
|
Issuing |
No fee |
|
|
Express issuing/re-issuing |
40 EUR |
|
|
Re-issuing after on the expiry date |
No fee |
|
|
Re-issuing before the expiry date |
10 EUR |
|
|
Annual service fee of the main card |
50 EUR |
|
|
Annual service fee of the additional card |
35 EUR |
|
|
Change of the card parameters |
5 EUR |
|
|
Additional card |
Yes | |
|
Benefits and package programmes |
Free of charge insurance Automatically enrolled for Virtual PIN |
|
|
Parameters |
Value |
|---|---|
|
Payment in merchant outlets in the country and abroad |
No fee |
|
Payment of goods and services in the Internet |
No fee |
|
Cash withdrawals at ATM: |
|
|
of the bank |
1,50% + 1.50 EUR |
|
of other banks in Bulgaria |
2,50% + 4 EUR |
|
abroad |
3% + 4 EUR |
|
Balance inquiry at ATM |
0.50 BGN |
|
Transactions in ePay.bg/B-pay systems |
No fee |
|
Cash withdrawals at POS terminal: |
|
|
in a branch of the bank |
1% + 3 EUR |
|
of other banks in Bulgaria |
2,50% + 4 EUR |
|
abroad |
3% + 4 EUR |
When making a transaction abroad with a bank card on a real or a virtual POS device in a currency different from the card one, the sum of the transaction is converted to a sum of the settlement in the exchange rate, defined by the International card organisations, applied on the settlement day.
UniCredit Bulbank books the transaction to the customer’s account according to the official FX rate that the bank applies on the transaction accounting (it may be different from the day of the payment sending). The settlement currency is EUR.
UniCredit Bulbank doesn’t apply any additional commissions at the currency conversion on the transactions with bank cards.
|
Parameters |
Value |
|---|---|
|
Payment at POS terminal at merchant outlets |
8 000 BGN for 1 transaction 26 000 BGN for 24 hours 36 000 BGN for 7 days |
|
Cash withdrawals at ATM and POS terminal at a bank branch in Bulgaria |
2 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days |
|
Cash withdrawals at ATM and POS terminal at a bank branch abroad |
1 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days |
|
Total payments within a period |
80 for 24 hours 140 for 7 days |
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
- Booking and rental services - cars or airline tickets and hotels.
- Cash withdrawals at ATM and POS terminal in any bank branch.
- PIN change and information on the last five transactions.
- Payment of products and services in Internet.
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- Account balance at ATMs in Bulgaria and abroad.
- In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO). For example, in Europe the average payment limit below which no PIN is required is EUR 50.
How to apply
Required documents and terms
- Client’s ID card
- Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Apply for your Mastercard Business Credit
In branch of the bank
Apply for the card in any bank branch.
Security Tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Card Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other Card Offers
Debit card Mastercard World Business Debit
Mastercard World Business Debit combines speed and security and is a practical solution for small and medium enterprises.