Debit card Mastercard World Business Debit
- Free access to business lounges at Sofia, Vienna, Istanbul and Skopje airports
- Priority Pass Digital up to 2 free access per year to selected business lounges at 1700 airports in 600 cities in over 145 countries
- Concierge One call, many privileges
- Global Data Roaming Free roaming via e-SIM on your mobile phone
- Airport Security Fast Track
- Free of charge insurance "Assistance in travelling and accident"
Debit card Mastercard World Business Debit
Features and Fees
Mastercard World Business Debit is an international debit card by which the control on the operating costs is in your hands. The card is designed for all kinds of everyday payments of small and medium businesses - especially for those who want to monitor and control in detail their costs.
You have accurate and updated information related to business travel, purchases and services. Bank provides an opportunity to issue additional cards to employees in the firm to track the costs and account movement.
Card digitization
IconIn Apple Wallet, Google Wallet and Digital Wallet for Huawei
Currency
IconBGN, EUR and USD
Validity of the card
Icon6 years
Time limit for issuing
Icon5 working days for standard
Additional card
IconYes, as per tariff. Choose which employees to use such a card, as well as what limit to dispose.
No issuance fee
Iconand delivery to an address within Bulgaria
Contactless payment for daily purchases
IconNo requirement to enter PIN for card purchases up to BGN 100 in the country
Secure payments to online merchants
Iconwith 3D "Dynamic Passwords"
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
|
Parameters |
Value |
|
|---|---|---|
|
Issuing |
No fee |
|
|
Express issuing/re-issuing |
40 EUR |
|
|
Re-issuing after on the expiry date |
No fee |
|
|
Re-issuing before the expiry date |
10 EUR |
|
| Annual service fee of a main card | 50 EUR | |
|
Annual service fee of the additional card |
35 EUR |
|
|
Change of the card parameters |
5 EUR |
|
|
Additional card |
Yes |
|
|
Benefits and package programmes |
Free of charge insurance Automatically enrolled for Virtual PIN |
|
|
Parameters |
Value |
|---|---|
|
Payment in merchant outlets in the country and abroad |
No fee |
|
Payment of goods and services in the Internet |
No fee |
|
Withdrawing cash from ATM: |
|
|
of the bank |
No fee |
|
another bank in Bulgaria |
1% + 3.50 EUR |
|
abroad at ATMs of banks from UniCredit Group |
No fee |
|
abroad |
2,50% + 3.50 EUR |
|
Balance check at ATM in Bulgaria |
0.20 BGN |
|
Transactions systems ePay.bg/B-pay |
No fee |
|
Cash withdrawal at POS terminal: |
|
|
in bank branch |
1% + 3 EUR |
|
another bank in Bulgaria |
2% + 3.50 EUR |
|
abroad |
2,50% + 3.50 EUR |
When making a transaction abroad with a bank card on a real or a virtual POS device in a currency different from the card one, the sum of the transaction is converted to a sum of the settlement in the exchange rate, defined by the International card organisations, applied on the settlement day.
UniCredit Bulbank books the transaction to the customer’s account according to the official FX rate that the bank applies on the transaction accounting (it may be different from the day of the payment sending). The settlement currency is EUR.
UniCredit Bulbank doesn’t apply any additional commissions at the currency conversion on the transactions with bank cards.
|
Parameters |
Value |
|---|---|
|
Payment at POS terminal at merchant outlets |
8 000 BGN for 1 transaction 26 000 BGN for 24 hours 36 000 BGN for 7 days |
|
Cash withdrawals from ATM and on POS at bank branch in Bulgaria |
2 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days |
|
Cash withdrawals from ATM and on POS at bank branch abroad |
1 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days |
|
Total payments for the period |
80 for 24 hours 140 for 7 days |
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
- Booking and rental services - cars or airline tickets and hotels.
- Cash withdrawals at ATM and POS terminal in any bank branch.
- PIN change and information on the last five transactions.
- Payment of products and services in Internet.
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- Account balance at ATMs in Bulgaria and abroad.
- In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO). For example, in Europe the average payment limit below which no PIN is required is EUR 50.
How to apply
Required documents and terms
- Client’s ID card
- Foreigners should a resident permit for Bulgaria
- Application form for debit card when visiting UniCredit Bulbank branches
Apply for your Mastercard World Business Debit
In branch of the bank
Apply for the card in any bank branch.
Through the online and mobile banking
Security Tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Card Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other Card Offers
Mastercard Business Credit
Credit Card Mastercard Business Credit combines speed and security, thus offering a practical solution for small and medium enterprises.