Agreement for guaranteeing a Portfolio of Loans with the NGF
What is an Agreement for guaranteeing a Portfolio of Loans with the National Guarantee Fund?
The product guarantees a portfolio of working and investment loans for SMEs under an agreement with the National Guarantee Fund.
Advantages
- The guarantee scheme also applies to loans granted for the implementation of projects under operational programmes.
- A wide range of loan products included in the portfolio.
- Fast approval procedure.
Features
The types of loans, which are eligible to be included in the portfolio under the Agreement, are:
- Investment loans, working capital loans, including revolving loans, conditional loans for issuing bank guarantees, loans for the implementation of contracts under Operational Programmes, multipurpose credit lines.
- Deadline for inclusion: 30.06.2025
- Term of validity of the guarantee: 30.06.2028
- Minimum loan amount – BGN 10,000
- Loan currency – BGN, EUR
- Guarantee percentage up to 50%
- Terms and conditions for utilization:
- Loans are disbursed upon provision of supporting documents.
Who is the product intended for?
The guarantee instrument is intended for micro, small and medium-sized enterprises within the meaning of the Small and Medium-sized Enterprises Act (an average number of employees up to 249 people; net sales revenue up to MBGN 97.5; value of fixed assets up to MBGN 84).
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Frequently asked questions
Please, contact your customer service officer at UniCredit Bulbank or submit a request through the contact form.
It is applicable to companies operating in all economic sectors (except for those that are non-compliant with the national legislation).