Customer Satisfaction feedback
What kind of a campaign is this?
You chose UniCredit Bulbank or UniCredit Leasing as your financial partner and we will be happy to receive your feedback. Expect to hear from us - via short phone call or e-mail.
Give us FOOD FOR THOUGHT! - Take 3 minutes to share your suggestions, ideas and recommendations with us and expect to see them implemented.
How can I participate?
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If you have signed a contract or conducted negotiations with bank experts in the last 30 days.
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Take 3 minutes to answer a few questions that we will ask you during a short phone call or by e-mail.
Terms and conditions for participation in the campaign
To be a corporate client of UniCredit Bulbank*.
To have signed a contract or conducted negotiations for a contract with the bank and its related companies in the last 30 days, for:
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Credit and other bank products and services
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UniCredit Leasing products
* Corporate clients are legal entities - Bulgarian or foreign companies or companies, registered in Bulgaria, which have more than 50% foreign participation in the ownership, have an annual turnover of more than MBGN 2 and conduct economic activities in Bulgaria.
Conditional Loan
Advantages
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Flexibility There is no limit for number of guarantees that may be issued within the approved limit
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Speed and convenience You can use Bulbank Online and order issuance of guarantees to your counterparts without leaving your office.
Variations
Depending on the purpose conditional loans are divided into two types:
- Commercial conditional loan
The Bank undertakes the risk in securing either issuing of bank guarantees or letters of credit with a commercial purpose (e.g. performance guarantee, bid bond, etc.). - Financial conditional loan
The Bank undertakes the risk in securing either issuing of bank guarantees or letters of credit that involve financial risk in favor of the counterparties of the customer (e.g. payment guarantee, customs guarantee, etc.).
Collateral
The loan may be secured by assets of the borrower or of third parties, established in favour of the Bank as per the procedure and in the form established by law. The collateral may include one or mixture of the following assets:
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Real Estate
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Intangible assests
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Financial assets
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Securities
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Mutual Funds
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Receivables from third parties
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Others
Market appraisal and insurance of collaterals are required.
Market Appraisal: List of eligible external evaluators of loan collateral.
Insurance: To receive an individual insurance offer for your business needs, please contact UniCredit Insurance broker.
Frequently Asked Questions
The market appraisal should be renewed every year. The insurance must be maintained valid for the entire loan period.
Request a Call from Our Expert
Related Products
Cash Management
UniCredit Bulbank provides wide range of cash management products to its corporate clients.
Payroll
Service for payment of salaries to employees of legal entities and budget-supported organisations.
Financing
UniCredit Bulbank is financing the specific needs or your business, whereby the parameters of each funding arrangement are subject to negotiation.