Customer Satisfaction feedback
What kind of a campaign is this?
You chose UniCredit Bulbank or UniCredit Leasing as your financial partner and we will be happy to receive your feedback. Expect to hear from us - via short phone call or e-mail.
Give us FOOD FOR THOUGHT! - Take 3 minutes to share your suggestions, ideas and recommendations with us and expect to see them implemented.
How can I participate?
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If you have signed a contract or conducted negotiations with bank experts in the last 30 days.
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Take 3 minutes to answer a few questions that we will ask you during a short phone call or by e-mail.
Terms and conditions for participation in the campaign
To be a corporate client of UniCredit Bulbank*.
To have signed a contract or conducted negotiations for a contract with the bank and its related companies in the last 30 days, for:
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Credit and other bank products and services
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UniCredit Leasing products
* Corporate clients are legal entities - Bulgarian or foreign companies or companies, registered in Bulgaria, which have more than 50% foreign participation in the ownership, have an annual turnover of more than MBGN 2 and conduct economic activities in Bulgaria.
Overdraft
Advantages
- Flexibility of payments
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You have additional working capital that you can use at your convenience.
- Speed and accessibility You are not required to present cost-proving and other additional documents for utilizing. You can use the electronic channel to order payments to your counterparts without leaving the office as well as being aware of the amount that you can use on your overdraft at any time.
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Expense optimization You pay an interest only for the amount used and for the respective term
Whom is it Suitable for?
Organisations that have working capital needs and maximum payment flexibility:
- Local and foreign companies
- Public and financial institutions
Collateral
The loan may be secured by assets of the borrower or of third parties, established in favour of the Bank as per the procedure and in the form established by law. The collateral may include one or mixture of the following assets:
- Real Estate
- Intangible assets
- Financial assets
- Securities
- Mutual Funds
- Receivables from third parties
- Others
Market appraisal and insurance of collaterals are required.
Market Appraisal: List of eligible external evaluators of loan collateral.
Insurance: To receive an individual insurance offer for your business needs, please contact UniCredit Insurance broker.
Frequently Asked Questions
Usually, the overdraft term is one year.
Monthly you need to pay the due interest applicable on the utilized amount.The principal is due at the end of the term agreed in the contract.
The credit limit is restored automatically with the proceeds to the account and the repaid amount may be used repeatedly within the agreed term and conditions.
The interest due is calculated on the basis of the utilized amount for the respective number of days.
The market appraisal should be renewed every year. The insurance must be maintained valid for the entire loan period.
Request a Call from Our Expert
Related Products
Cash Management
UniCredit Bulbank provides wide range of cash management products to its corporate clients.
Payroll
Service for payment of salaries to employees of legal entities and budget-supported organisations.
Financing
UniCredit Bulbank is financing the specific needs or your business, whereby the parameters of each funding arrangement are subject to negotiation.
Factoring
A complete set of factoring services and is capable of providing customized solutions according to the specific needs of your business.