Receive the card at a bank branch and activate at an ATM*

1. Prepare your PIN envelope and insert the card into the ATM.
2. Select the "Other Services" menu.
3. Select "PIN Management", then "PIN Change".
4. Enter your original PIN from the envelope.
5. Enter and confirm your new PIN.
6. Remember your new PIN and destroy the envelope.
7. Done! Your card is now active.

See more

*You can activate it yourself by changing your original PIN at a UniCredit Bulbank ATM or any other ATM with the BORICA AD logo.

Getting a card at an address and activation with an electronic PIN

1. Log in to Bulbank Mobile.
2. Find the inactive card in grey and compare the last 4 digits.
3. Select the "Activate card" option.
4. Enter the individual verification code from the cover letter.
5. Remember the PIN for your card displayed on the screen.
6. Done! Your card is now active.

Mastercard Gold Debit is accepted at ATMs, POS terminals, online and anywhere Mastercard payments are accepted.

• Pay contactless quickly, easily and securely in one swipe without entering a PIN for purchases up to BGN 100 at merchants in the country marked with the contactless payment symbol.
• Pay for a variety of goods and services at POS terminals or online at home and abroad.
• Use the card to book car rentals, airline tickets and hotels.
• Withdraw cash from ATMs and POS terminals at bank branches.
• Pay monthly bills for electricity, heating, telephone and other services on the Internet via the ePay.bg system (the operation is possible after a one-time registration at an ATM).
• Collect and pay with points for purchases at retail outlets in the PLUS program.
• Pay bills and services from an ATM in Bulgaria via the B-Pay system.
• Check available balance at ATMs in Bulgaria and abroad.
• Change your PIN and check your last five ATM transactions in Bulgaria.
• With Mastecard Cashback, you can withdraw cash at merchants offering the service in Bulgaria.

How contactless payment works

If the terminal is marked with the typical symbol you can use your card to make contactless payments as follows:

1. You see the amount on the display of the POS terminal.
2. Place the card close to the POS terminal symbol.
3. The terminal gives an audible and light signal, notifying that the transaction is completed.

For contactless payments abroad, the payment value below which no PIN is required varies and is determined by the bank servicing the terminal and the international card organisations (ICOs).
In Europe, for example, the average limit for a payment without entering a PIN is €50.

Documents required

• Client’s ID card
• Application form for debit card for individuals

Apply for your Mastecard Gold Debit

Online

Complete the online application form and one of our consultants will contact you.

Request

At a bank branch

Apply for the card at any bank branch.

Via e-banking and mobile banking

Bulbank Online
Bulbank Mobile