VISA Classic Debit can be used at ATM and POS terminal, in the Internet and anywhere where VISA is accepted.

• Cash withdrawals from ATM and POS terminal in any bank branch.
• Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
• Payment of products and services offered in merchant outlets at POS terminal in the country and abroad.
• Collection of points and payments with points atmerchant outlets involved in PLUS Programme.
• Payment of various goods and services offered in the Internet.
• Booking and rental services - cars, airline tickets and hotels.
• Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
• Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
• Account balance at ATMs in Bulgaria and abroad
• PIN change account balance and last five transactions only at ATMs in Bulgaria.
• VISA Cashback allows you to make cash withdrawals at any merchants offering the service in Bulgaria.

Find out how the contactless payment works

If the terminal is marked with the typical symbol you can use your card to make contactless payments as follows:

1. You see the amount on the display of the POS terminal
2. Place the card close to the POS terminal symbol.
3. The terminal gives an audible and light signal, notifying that the transaction is completed.

In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO).

For example, in Europe the average payment limit below which no PIN is required is EUR 50.

Required documents and terms

• Client’s ID card
• Documents proving the income other than that obtained under employment contract or the income obtained in a manner other than its transfer to an account opened with the Bank
• The foreigners must submit a document of residence in Bulgaria
• Application form for debit card for individuals

Apply for your VISA Classic Debit

In branch of the bank

Apply for the card in any bank branch.

Through the online and mobile banking

Bulbank Online
Bulbank Mobile