Remote business account opening
Package offers*
The Business Leader package programme combines various banking products and services necessary for convenient and secure banking. Choose the right option for your business needs without a fee for 6 months.
Package programmes
"Business Leader Light"
Everything your business needs to bank quickly and easily through the Bank's digital channels.
Package programmes
"Business Leader Gold"
Transfer salaries of your employees to accounts in UniCredit Bulbank without restrictions and without additional fees.
Package programmes
"Business Leader Premium"
You use unlimited banking services at the premium level. You get everything you need for your business at no extra cost - a current account, a bank card, deposits and withdrawals at the Bank's ATMs, cashless transfers and salary payments.
What else do you get?
Transfer salaries to employee accounts in UniCredit Bulbank at no additional cost.
Acceptance of payments with debit, prepaid and credit cards at a software, real or virtual POS terminal at prices starting under 1% fees:
*The package offer is valid only for new business clients of UniCredit Bulbank, who have registered with the Bank remotely and have also electronically signed the requested products and services. More information about the offered Business Leader package programmes can be found here.
Frequently asked questions
No. Only Bulgarian legal entities registered in the relevant register (Trade Register or Bulstat Register), whose legal representative is a local natural person (Bulgarian citizen) and has the rights to represent the legal entity independently are eligible to submit documents for remote registration.
The offering of banking services and products through the remote process is implemented only by digital signing of documents using a qualified electronic signature (QES) issued by Eurotrust Technologies AD (Evrotrust) or by another certification service provider meeting the requirements of the Electronic Document and Electronic Certification Services Act (EDESA).
The main documents depend on the legal form. For more information, click here.
Documents for registration of a legal entity may not be submitted remotely by an authorized person of the legal representative(s), even if he/she is authorized by a notarized power of attorney.
Legal entities eligible for remote registration do not need to visit a branch of UniCredit Bulbank. In case they are not eligible for remote registration, if they want to open an account with the Bank, they need to visit a convenient bank branch.
If you need any assistance during your registration, you can contact our digital branch at : RemoteAdvisorySME@UniCreditGroup.BG
Request
Open an account for your business entirely online in 3 easy steps.
1. Complete a short form to request a company account
2. A bank expert will contact you for a remote consultation
3.Exchange the documents electronically and sign the contract with QES
Debit card with Plus plan
Save time by signing documents electronically without visiting a UniCredit Bulbank branch. You will get your debit card with free delivery to an address convenient for you in Bulgaria.
With the "Plus" plan, you can use the following products and services without a fee for 12 months*:
- Debit card and a current account in BGN;
- Bulbank Mobile our mobile banking application;
- Withdrawal from UniCredit ATMs in Bulgaria and abroad;
- Cash deposits at UniCredit Bulbank ATMs with a deposit function;
- Household billsonline and via the mobile banking application;
- Intra-bank transfers in BGN and EUR via an electronic channel;
- Mobile number transfers to accounts in the bank via Bulbank Mobile;
- Remote service by a personal banker.
* Monthly fee amount provided that there are regular monthly proceeds on the main account in the plan.
It applies to the first four monthly charges after the plan is provided. Afterwards, the fee amount shall remain the same if there are regular proceeds. Otherwise, the fee shall amount to BGN 5.55.
Regular proceeds are considered all incoming transfers on the main account in the plan from other persons in at least 3 of the last 4 months. The minimum amount of a regular monthly payment is BGN 10.
If you are not yet a customer of UniCredit Bulbank, here is how you can do it fully digitally through Bulbank Mobile in a few steps.
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Download the Bulbank Mobile app from your App Store, Google Play or App Gallery, open it and select the option: Become a bank customer digitally > Open now >
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Read it and accept the terms of the Plus plan for daily banking.
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Create a PIN and enter your secret password.
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Scan your ID card and perform the required facial recognition.
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Enter a current phone number and email address to receive two codes for confirmation.
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You will be issued a free qualified electronic signature** required for digital signing of documents.
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Complete the process by signing the required documents and enjoy all the conveniences offered by Bulbank Mobile.
**The registration and opening of the account is done with a Qualified Electronic Signature issued by Eurotrust Technologies AD and provided by UniCredit Bulbank AD.
In case you need assistance, please fill in request form and we will contact you.
Conditions and documents
Frequently Asked Questions:
The Bulbank Mobile App works on Android, iOS and HarmonyOS devices.
It is completely free.
Eurotrust is a service through which you are issued a QES (qualified electronic signature) by means of remote identification through a selfie and scanning of an ID card. You will need the electronic signature to digitally sign the required documents.
There is no need to install additional applications, the process is done entirely in Bulbank Mobile.
The documents are signed with the electronic signature already created by Eurotrust. You have the option of a final review of the documents before signing.
Personal and financial information such as contacts, nationality, occupation, sources of funds, etc. is required (Know Your Customer questionnaire).
The card will be issued and delivered within 5 working days. You can receive your card at the address you have chosen for free of charge. A courier will hand the card to you in a sealed envelope. In it, together with the card you will find brief instructions for its activation via Bulbank Mobile.
The opened account is visualized in the mobile application immediately after signing the documents and logging into the mobile application.
As soon as the process is completed, you can use the full features of Bulbank Mobile, even before you have received your card.
No, the promotional offer is only valid for new customers of UniCredit Bulbank. If you are a customer of the bank, you can contact your personal banker for more information.
Virtual bank branch
What is a virtual bank branch?
Whether you're applying for a bank loan, looking for your dream home or exploring investment opportunities, you no longer need to visit a branch to get expert service and a personal touch. Say goodbye to signing paperwork and use the time you save for the good times.
What are the advantages?
We present you a comprehensive, efficient, faster and easier way of banking through conveniences such as:
Contact with Personal banker from anywhere in the world
Remote consultation at a time and place convenient for you
Remote request and management of banking products and services
Secure electronic signing of documents
Banking products and services you can use only with phone in hand and save time
For individuals
- Current account with debit card and Plus plan fully online and fee-free for 12 months and innovative digital card
- Consumer credit with no processing fee
- Mortgage loan without visiting a bank branch
- Credit cards with the ability to defer payments in installments of the customer's choice.
- Remote consultation for personal savings and investments
For legal entities
- Business account with debit cards, online banking completely remotely with no fee for 6 months
- Business loan for working capital needs
- Remote credit for your investment plans
- Credit cards for emergency payments
- POS terminals
- Savings and investments for your business needs
Wondering how the service works or need more information?
Request a consultation and our experts will get back to you as soon as possible.
Frequently Asked Questions
To take advantage of the Virtual Affiliate features or if you have additional questions, please fill out the appropriate request form according to whether you are an individual or a legal entity. One of our consultants will contact you to assist you as soon as possible.
We created the virtual bank branch entirely for the convenience of our customers who prefer to bank remotely. By becoming a service user, you can benefit from the full range of the bank's products and services.
In case of need, you can always visit our branch where you will be able to manage the same products and services requested through the virtual branch.
Of course! Anyone can become a customer of the service.
There is no additional charge to take advantage of the service.
If you are a Bulgarian citizen living abroad, this service is right for you. You can now benefit from a personal and professional banking service wherever you are, from anywhere in the world. All you need is a laptop or smart device with an internet connection.
For us, the relationship between personal banker and customer is the most important, so the service in our virtual bank branch is performed by a competent and well-trained team of bank employees. They will advise you and provide you with the best banking products and services according to your needs.
To identify yourself and sign the documents completely online you only need a mobile phone and an ID.
You sign documents remotely with a qualified electronic signature (QES) or via a mobile application developed by Evrotrust Technologies S.A. (Evrotrust) as a provider of qualified authentication services.
How to use Evrotrust:
- Download and install the Evrotrust mobile app.
- Identify yourself remotely: Take a photo of your ID card, take a selfie via your phone.
- Get prepared documents from UniCredit Bulbank in the Evrotrust app
- Sign the documents received from the bank for free with a qualified electronic signature – a personal PIN created in Evrotrust.
View and store all electronically signed documents in the Evrotrust mobile app.
The Virtual Banking Branch has standard business hours and all requests received outside of these hours will be processed the next business day.