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Consumer Loans

We apply together the last touches in the new furniture! Apply online a consumer loan with individual offer and payment according to your preferences and choose your dream furnishing.

Consumer Loans

Consumer Loan

Consumer credit in BGN


Duration in months from 3 to 120
Currency
  • BGN
Min amount
  • 150 BGN
Max amount
  • 75000 BGN
Type of interest rate

At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of market interest rate index

Student Loan

Focus on learning with the help of the student loan. Use the money to pay the fees, current maintenance, student exchanges, buying a computer, textbooks.


Duration in years to 10
Currency
  • BGN
  • EUR
Min amount
  • 1000 BGN
  • 500 EUR
Collateral
  • Financial collateral arrangements

  • Loan collateralised with a guarantee (with up to two guarantors) - up to BGN 25,000

  • Loan collateralised with a mortgage - up to 70% of the market value of the immovable property proposed for collateral on the loan.

Type of instalment Equal monthly instalments (annuity)

Loan with Financial Collateral Arrangements

Save without being concerned and take consumer loan collateralised with cash in an account opened with the Bank to meet your current needs.


Duration in years to 10
Currency
  • BGN
  • EUR
Min amount
  • 500 BGN
  • 250 EUR
Collateral
  • Financial collateral arrangements

  • Bank guarantees

  • Local and foreign government securities

  • Local and foreign corporate securities

  • Mutual funds

  • Life insurance of a saving nature

Type of instalment Equal monthly instalments (annuity) and decreasing monthly instalments.

Loan for your Golden years

Consumer loan for clients in retirement age.


Duration in months from 3 to 120
Currency
  • BGN
Min amount
  • 500 BGN
Max amount
  • 10000 BGN
Type of interest rate Fixed for the entire loan period