Agreement for Guaranteeing Credit Portfolio with the European Investment Fund - Invest EU
What Does the Product Represent?
Guarantee Agreement between UniCredit Bulbank and the European Investment Fund for Support of Micro-, Small- and Medium-Sized Enterprises (with up to 249 employees and which have an annual turnover up to EUR 50 million, and/or an annual balance sheet up to EUR 43 million - on a group level) and Small Mid-Caps enterprises with up to 499 employees.
Advantages
- Easier access to financing
- Quick approval procedure
- Relieved collateral requirements
Characteristics
Suitable for activities in the field of innovations and digitalization and with focus on implementation of green technologies, environment protection and implementation of ESG model; enhancement the competitiveness and development of cultural and creative sector.
Purpose
The Guarantee Agreement is distributed in the following programmes:
- Innovation and Digitalization;
- Sustainability SMEs and Small Mid-CAPs;
- RRF SME Competitiveness;
- Cultural and Creative Sector.
Applying For
Get in contact with your servicing banker/expert at UniCredit Bulbank or submit an application under the contact format.
Questions and Answers
Get in contact with your servicing banker with UniCredit Bulbank or submit a request under the form of contact.
All activities prohibited by EU - illegible economic activities, including cloning of people aiming at reproduction; production and trade with tobacco and alcoholic beverages and their derivative products; manufacturing and trade with any kinds of weapon and munitions; internet gambling, online casinos or pornography; cloning of people for research or therapeutic purposes; genetically modified organisms (GMO), etc.
Refinancing is not eligible; the credit is not eligible to finance second-hand asset purchases.
Micro-, Small- and Medium-Sized Enterprises (with up to 249 employees and which have an annual turnover up to EUR 50 million, and/or an annual balance sheet up to EUR 43 million - on a group level).
Active programs under the frame "Invest EU"
Innovation and Digitalization
Guarantee programme, eligible for innovative fast-growing enterprises which implements innovations, transformation and digital technologies.
Sustainability SMEs and Small Mid-Caps
Guarantee Programme, eligible for companies implementing investments that contribute to the transition to circular economics.
RRF SME Competitiveness
Guarantee Programme aiming to revitalise blocked lending channels during and in the aftermath of the COVID-19 crisis.
Cultural and Creative Sector
Guarantee programme aims to enhance access to finance to enterprises in the cultural and creative sector.