Notification of changes in the General Terms and Conditions for Bank Cards for Individuals and for Providing Payment Services by Card as an Electronic Payment Instrument

Dear customers,

We would like to inform you that on 01.04.2025 changes in the General Terms and Conditions for Bank Cards for Individuals and for Providing Payment Services by Card as an Electronic Payment Instrument will take effect.

Changes are as follows:

• The Bank shall be entitled to change the General Terms and Conditions, of which it shall notify the Authorised User by means of a statement sent to the e-mail address specified by the Authorised User in a contract and/or by sending a „push“ notification by the e-banking channel of the Bank, “Bulbank Mobile”, and/or by using another durable medium, no less than two months before the proposed date of enforcement of such amendments, by making the information about such change available on the website and at the business premises of the Bank.
• The Bank shall have the right to change its Tariff of Fees and Charges for Individuals and its Interest Bulletin for Individuals, of which changes it shall notify the Authorised User with a statement sent to the electronic address specified by the Authorised User in a contract and/or in any other document submitted to the Bank, and/or by sending a „push“ notification by the e-banking channel of the Bank, “Bulbank Mobile”, and/or by using another durable medium, no less than two months before the proposed date of enforcement of such change, by making the information about such change available on the website and at the business premises of the Bank. Changes in interest rates and exchange rates may be applied immediately and without prior notification under the preceding sentence if such changes are based on the reference interest rate or the reference exchange rate. In such cases, the Bank informs the Authorised User of the changes referred to in the preceding sentence at the earliest opportunity, while the Authorised User shall be informed about the changes under the procedure set out in this item. When changes in interest rates, exchange rates or fees and commissions due are more favorable to the depositor, they shall be applied without prior notice.
• The Authorised User shall be deemed to be bound by the changes to these General Terms and Conditions, respectively – the Tariff of Fees and Charges for Individuals and/or the Interest Bulletin for Individuals, if it does not notify the Bank in writing that it does not accept them prior to their effective date. If the Authorised User does not agree with the proposed changes, the Authorised User may reject them and terminate the agreements related to these General Terms and Conditions, including the Bank Card Agreements, before the changes become effective, without being liable for costs and damages.
• Editorial and others changes in the GTCs.

The amended General Terms and Conditions for Bank Cards for Individuals and for Providing Payment Services by Card as an Electronic Payment Instrument are available at the Bank's branches and on its website.

For additional information, you can contact your servicing banker or the Customer Contact Center of UniCredit Bulbank AD on phone 0700 184 84.

With the present notification, UniCredit Bulbank AD fulfills its obligation, according to Art. 62 of the Payment Services and Payment Systems Act and informs the payment services users hat it reckons they have accepted the changes in the conditions of the Framework agreement, unless they notify the Bank that they do not accept these changes before the date of entry into force of the changes. Provided that the payment service users does not accept the changes, the Bank informs that the users have the right to terminate the Framework agreement and any other related contracts, before the date on which are proposed of entry into force of the changes, without being responsible for costs and compensation.

 

• Upcoming-changes-BCIG-1220-IND-EN-31-01-2025.pdf 270.1 KB