Construction
What you get?
Construction is a major sector of global economy and its efficiency may have a significant effect on the economic development. Activity in the sector is constant, but it is marked by many variables which have influence on safety, time, completion and profitability of a project. The industry has its inherent risks and construction sites are often busy. There are workers, contractors, large elevating gear, etc. that are necessary in order to carry out the work - factors that involve great risks.
There are many types of insurance policies designed to protect investors, developers and contractors throughout the various stages of a construction project. In fact, many construction projects require different types of insurance products to cover both direct material damage on the property and risks of damaging property of others, possible injuries of workers, etc. The experts of UniCredit Insurance Broker develop various combinations of insurance products suitable for the risks and specific needs of your business.
We work in close cooperation with our clients, in order to get to know their business and create working insurance solutions for them. The experts of UniCredit Insurance Broker will work with you in order to offer you innovative insurance services and together build a program for risk management which will make it possible for you to reduce your total costs, distribute your capital in a better way and protect your business and investment.
Types of insurance
UniCredit Insurance Broker structures suitable combinations of coverages for risks during construction and fitting works. Our solutions offer coverage against unexpected and unforeseeable events in the process of construction and fitting works, as well as for the liability of the Investor or the Contractor in relation to damages caused to the health, life or property of third persons as a result of the construction and fitting works. The insurance policy may include coverage of other risks, too, depending on your needs and the needs of your business, such as loss or damage as a result of strikes, revolts and civil unrest, guarantee servicing of the construction works, additional costs for overtime work, night work, work on holidays and off-days, air transport of deliveries, etc.
Casco insurance for construction and excavator machines:
CASCO insurance for construction and excavator machines ensures coverage of events that could result in partial damage or complete loss of your machine due to:
- Damages while the machine is in operation, if it topples over or collapses, etc.
- Road accident
- Damage while parked
- Fire
- Theft and robbery
- Malicious actions of third persons
- Natural disasters, etc.
Being a leader among insurance brokers in Bulgaria in the motor vehicles Casco segment, UniCredit Insurance Broker will help you find the best conditions for insuring construction and excavator machines. All of our clients receive 24/7 expert support in case of an insurance event.
In addition to the mandatory insurance “Occupational Accident” in accordance with Order on compulsory insurance for workers and employees, UniCredit Insurance Broker offers enhanced insurance solutions to further protect your employees in the event of a domestic accident and general disease. Depending on your social policy, we can offer efficient and highly rated health insurance products for your workers generating added value both for the user of the insurance services and for you as an employer.
Leveraging on our relations with the big insurance companies on the market, we anticipate trends and negotiate optimization of costs, terms and solutions striving to provide high added value to our clients.
Questions and Answers
The insurance premium is determined by the insurer, depending on the risk circumstances, the type of the insured property and the history of the damages of the insured. This is usually a percentage of the sum insured of the insured property.
The sum insured is determined on the basis of the replacement or actual value of the asset. Contract value can also be applied. We will help you choose the formation of the sum insured. Please contact us at jotvsbodfAvojdsfejumfbtjoh/ch or fill in the contact form above.
Yes, after duly notifying the insurer. The insurance is certified by issuing a supplement to the policy.
- The insurance coverage enters into force at 00:01 on the date specified as the starting date in the insurance contract.
- The insurance coverage is valid for the period for which the respective premium / installment has been paid and according to the term of the insurance contract.
- The insurance coverage ends at 23:59 on the date specified as the end date in the insurance contract.